When Saraswati needed to visit an urgent care clinic for a sinus infection, she called before she left to make sure they accepted her insurance. The receptionist confirmed they would take her insurance plan, and Saraswati was prescribed antibiotics for her infection. She was shocked to receive a bill for out-of-network services a few months […]
What “We Take Your Insurance” Really Means Read More »
In Part One, I wrote how I saw a dentist with some sketchy billing practices who included on the receipt an x-ray he did not perform. At that time, I decided to handle it by keeping a close eye on my EOB to see what insurance would pay. Then I received a bill. The bill
A Personal Adventure in Dental Fraud, Part 2: In Which I Receive a Bill Read More »
There is this great tool floating around the childbirth education world designed to assist people to make informed decisions about medical interventions during labor. This is empowering because it allows you to feel comfortable and confident in what is happening to your body. I love it because it’s easy and something you can apply to
Use Your B.R.A.I.N to make Informed Decisions Read More »
Every year, an estimated $68-230 billion is lost to healthcare fraud in the US. Some of those dollars might be yours. Learn about common schemes designed to scam you out of your money and how to protect yourself from the most common forms of fraud. Double billing Double billing occurs when you are billed multiple
The Four Most Common Types of Healthcare Fraud (and How to Avoid Them) Read More »
After writing about contracted positions and how some may need to find insurance on the Marketplace, a reader asked, “What’s the Marketplace?” The Marketplace was established by the Affordable Care Act (ACA) in 2014 to increase access to healthcare for people who could not find it through their job or school. These plans are often
What is the Marketplace? Read More »
Fall is my favorite season, but it is not the only season going on right now. Flu season is here, too, so now is a great time to talk about preventive care services and taking charge of your health! Not only that, but today in particular is World Immunization Day and what better way to
3 Wishes granted for Those Who Get the Flu Shot Read More »
While many people travel to areas of the US with similar climates as their home countries, others may find themselves going from a hot climate to a cold one! I had a similar experience moving from the South to the Midwest. As the weather cools, find out what you need to know about surviving the
Cold Weather Survival Guide Read More »
If you aren’t from one of the ~10 countries that celebrate Halloween, you may find Halloween confusing. Even if your home country does celebrate Halloween, you may find American traditions confusing! This is especially true if you have school-age children who get excited about it with their friends. Many immigrant families would like to participate
American Halloween Culture and Safety Tips Read More »
Halloween is a great time to get out and experience Fall in the US. But without the proper knowledge of law and culture, your night of fun may turn into a night of horror. And note that it is completely fine if rowdy partying is not your thing. Sometimes people think everyone in the US
16 Drinking Tips for Halloween Party Safety Read More »
One major misunderstanding many international students, scholars, and employees have about health insurance in the US is that what you pay for health insurance through work or school is what health insurance costs. Fehime came to the US through a J1 visa (visiting scholar) and was later able to obtain her green card. Through the
Contracted Positions vs. Permanant Positions and Health Coverage Read More »
